I don't know anyone who performs appraisals on jewelery without
handling the piece, though I did find one website that does.
Here is an article I found on jewelery appraisal:
Why do you need your expensive jewelry appraised? Where should you go?
How often?
Well you should get your jewelry appraised every two years and if you
have a home insurance policy, look it over. See what it does and does
not cover. Most likely you will need a separate policy just for your
jewelry. Also if something happens to it while your not at home, that
is where separate policies come into play because many home insurance
policies wont cover it..
When looking for a appraiser, find one that is qualified and trained.
A professional gemologist or graduate gemologist(GG). Preferably one
that is not associated with a jewelry store. Appraisals should have
the dimensions, weight, quality, identify each gemstone, the 4 C's and
any other important information.
Avoid appraisers that charge a percentage of the jewelry's value. They
can give it an inflated price and charge you a huge amount. Some
appraisers do it while you wait but they might not be as thorough. So
you may have to leave your jewelry with them.
When getting the appraisal, get it in writing and signed by them. It
is a good idea to have photos of each piece as well. Whether they do
it or you.
You should also tell them why you want your jewelry appraised because
there might be different values for it.
Getting it insured is the next step. As mentioned before, look at your
homeowners insurance policy or your renters policy. They might cover
between $500-$1000 only for theft and not damaged or lost jewelry.
Your insurance company might have additional coverage that you can
get. Some things to find out are, any deductibles, if so what are the
price/coverage difference, only certain types of appraisers may
accepted and are the items covered worldwide.
Also see how the item is covered. Is it the full replacement cost or
can you get a cash settlement? Repairs on damaged jewelry? These are
good things to find out when looking for a policy. Jeweler's Mutual or
Chubb are two insurance companies that offer policies for jewelry.
And lastly, keep all receipts of jewelry purchased. That way you have
proof of the amount paid.
Dave William G. runs http://www.thejvirus.com , a website devoted to
all things jewelry. From designs to gemstones we try and cover it all.
So please visit us today. You can sign-up for our 7 part mini-course
on diamonds while you're there. http://www.thejvirus.com
You may distribute this article, put on your site, etc. Please don't
change anything and leave the about the author box and links. Thank you
Article Source: http://EzineArticles.com/?expert=Dave_William
Bob
--- In AppraisalsAndExpertHelp@yahoogroups.com, "tamarland"
<tamarland@...> wrote:
>
> hello to all
>
> first i would like to say thank you for the membership to the
> group. since i am new i have a few questions for the group and hope
> you can help. i have a fred davis necklace and bracelet set that is
> chevron with amethythst. the problem is due to medical problems i am
> forced to sell some of my jewelry. i have valuations from 3000.oo to
> 11000.oo which is a vast difference the pieces i have found in the
> mexican silver book by morrill but was out of date. i really need to
> sell and one suggestion was ebay but when investigating there is a
> problem using pay pal over 2000.00 i have heard of scams on ebay and
> i fear it a little i need a economical and save way of selling, so if
> any of ya'll can suggest of the true value of these items and a way of
> selling them would be greatly apreciated. thank you for your time and
> interest. pics
> http://www.flickr.com/photos/30578517@N07/?
> savedsettings=2863948335#photo2863948335
>
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